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Bodily
injury liability(Required in most states):
For injuries the policyholder causes to someone else.
Property
damage liability(Required in most states):
For damage the policyholder causes to someone else's
property (usually vehicles).
Medical
payments or personal injury protection (PIP)
(Required in some states): For treatment of
injuries to the driver and passengers of the policyholder's
car.
Uninsured
motorist(Required in some states):
For treatment of the policyholder's injuries that result
from a collision with an uninsured driver. This coverage is
used when an at-fault driver has liability
insurance, but the limit of that insurance is insufficient
to pay for your damages.
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